Build the payment
Select quick products or enter the final amount from your existing till. Zahlo creates the basket total and a unique reference.
In-person payments
YOUR SEPA QR
TERMINAL APP.
Zahlo sits beside your existing till. Select quick products or enter the till total, show the SEPA QR, then mark the payment as paid after the customer shows their bank confirmation.
New merchants get their first month free — then €20/month with 0% per sale. Online checkout is priced separately.
0%per sale
€20per month
2checkout modes
CSVand DATEV-compatible export
From till total to payment record
FOUR STEPS.
BESIDE YOUR TILL.
Your existing till remains responsible for the official receipt. Zahlo handles the SEPA QR payment request and its payment record.
Customer approves
They scan the QR with their existing banking app. Your bank details, amount and payment reference are already complete.
Customer shows confirmation
After approving the transfer, the customer shows their banking-app confirmation to the merchant.
Mark it as paid
The merchant taps Mark as Paid in Zahlo. Zahlo stores the payment record; the existing till issues the official receipt.
Your Zahlo payments in one view
PAYMENT HISTORY.
EXPORT READY.
See Zahlo payment amounts, references and statuses. These are Zahlo payment records, not a replacement for the full sales ledger in your existing till.
Daily and monthly Zahlo payment totals
Searchable payment history
CSV and DATEV-compatible export
Staff and store breakdowns
zahloYour IBAN, your bank account
ZAHLO NEVER
HOLDS THE FUNDS.
The SEPA QR contains your merchant name, IBAN, amount and Zahlo reference. The customer approves the transfer in their own banking app. Zahlo records the payment status you mark in the app.
€20per month. 0% per sale.
Simple in-person pricing
GROW SALES.
NOT FEES.
Your price does not rise with Zahlo payment volume. The monthly subscription includes quick products, manual amount entry, SEPA QR generation, Zahlo payment history and exports.
Unlimited in-person payment recordsNo setup feeNo dedicated Zahlo hardware requiredCSV and DATEV-compatible export
Become a merchant
FAQ
THE PRACTICAL
QUESTIONS.
Do customers need the Zahlo app?
No. They scan and pay with a compatible banking app. Zahlo does not require a separate customer account for the payment.
What hardware do I need?
A smartphone with internet access. Zahlo can also run on a tablet, but there is no card reader or dedicated Zahlo terminal to purchase.
Does Zahlo hold my funds?
No. The payment moves directly from the customer’s bank account to the business account you connect.
Does Zahlo replace my cash register?
No. Zahlo sits beside the existing register. Your till remains responsible for the official receipt, tax record and German register compliance.
Ready to add SEPA QR beside your till?